Our credit lines are 100% unsecured. You need not provide any collateral to avail our Credit Line.

We offer our credit lines to Private Limited, Sole Proprietorship & Partnership firms which are operational for a minimum of 2 Years.

We offer up to Rs. 30 Lakhs with up to a '90 day invoice to invoice' credit period. You may repay any number of times within the 90 day period with allied Interests.

For example:

• If 10 Lakhs is sanctioned, and if a transaction of 5 Lakhs is made; interest is placed only on the 5 Lakhs and can be cleared any time before 90 days.
• Of the 5 Lakhs used, you may repay in parts and interest will continue to be charged only on the outstanding and not on the repaid amount.
• If the entire 10 Lakhs is used up, repayment will need to be made to free up the eligible amount.

• We offer our Credit Lines between 18 - 24% per annum (1.5% - 2% per month) based on your financial history and internal credit policy.
• Interest is charged only on the outstanding.
• No charge If the credit line is not used
• No foreclosure or Pre Payment Charges
• A one-time Processing fee of 2% will be charged with an annual renewal fee of 1%

Private Limited Company:

• Individual Applicant KYC (PAN + Aadhar)
• Co-applicant KYC (PAN + Aadhar)
• Company KYC documents (Company PAN, MOA, AOA, Incorporation Certificate, Shareholding pattern, GST Certificate, Udyam Certificate)
• 12 Months Active Bank Statements

Partnership Company:

• Individual Applicant KYC (PAN + Aadhar)
• Co-applicant KYC (PAN + Aadhar)
• Company KYC documents (Partnership deed, GST Certificate, Udyam Certificate)
• 12 Months Active Bank Statements

Sole Proprietorship Company:

• Individual Applicant KYC (PAN + Aadhar)
• Co-applicant KYC (PAN + Aadhar)
• Company KYC documents (GST Certificate & Udyam Certificate)
• 12 Months Active Bank Statements